Thursday, August 27, 2020

Promotional Practice Report How Spicy is McSpicy Campaign

Basic Thinking - Basic Concepts of Quantitative Reasoning; Hypothesis Formulation - Research Paper Example An individual experiencing mellow awful mind injury may lose discernment for a couple of moments or minutes or may stay cognizant all through. Other mellow horrible mind injury manifestations incorporate disarray, migraine, wooziness, obscured vision, tipsiness, ringing in the ears, weakness, awful preference for the mouth, rest design changes, state of mind or conduct changes, queasiness, slurred discourse, transitory loss of memory, consideration, fixation or thinking limit (Cifu et al, 2010; Murdoch and Theodoros, 2001). All things considered, pretty much 2 million horrible cerebrum wounds unfold every year, either as disengaged cases or by the side of different wounds. Basic manifestations of moderate and serious horrible mind wounds are strange social conduct, shortages in social judgment, visit loss of consideration, preparing pace and official working. Anybody with indications of awful cerebrum injury should get prompt clinical consideration; in view of the way that horrendous mind injury is a wellbeing hazard. As a starter, clinical work force attempt to settle an individual with awful cerebrum injury and spotlight on forestalling extra injury since little should be possible to address the underlying mind injury coming about because of the injury; this is viewed as an underlying treatment for horrible cerebrum injury. The essential concerns incorporate guaranteeing legitimate oxygen flexibly, guaranteeing satisfactory blood stream, and keeping up ordinary circulatory strain. Imaging tests help i n diagnosing an awful mind injury understanding (High, 2005). Patients with mellow to unassuming awful cerebrum injury experience skull and neck X-beams to check for bone breaks or spinal anomalies. Tolerably to seriously harmed patients need to experience restoration relying upon singular side effects. Such treatment programs incorporate discourse/language treatment, word related treatment, physiatry, brain science/psychiatry, and social help (Murdoch and Theodoros,

Saturday, August 22, 2020

Bad Research Paper Example Essay Example

Terrible Research Paper Example Paper A terrible flat mate as I would like to think is somebody who has little regard for individual space and possessions. They will think about tidiness as any piece of their style from the kitchen to the mutual bathroom, and everything in the middle of its all Just one enormous wreckage! Likewise I have seen awful flat mates can get irksome by the degree of commotion they make. Regardless of whether uproarious voices or knocking music from a lot of speakers, It turned into a huge issue for me particularly at 2 a. M. In the first part of the day. With my first flat mate I lived with that appeared to be a difficult that could never end! Another disturbance of a terrible flat mate is the point at which he/she gets questionable. For instance not having the cash for the bills on the date they are expected, or when the individual satisfy their finish of an understanding It gets baffling. Not exclusively might It be able to perhaps influence your credit, however It additionally causes a distressing circumstance for the capable flat mate. Great flat mate then again has the characteristics that you would think about an old buddy to have. It is smarter to discover somebody to stay with that Is perfect with your requirements. Terrible Research Paper Example Essay Sample We will compose a custom article test on Bad Research Paper Example explicitly for you for just $16.38 $13.9/page Request now We will compose a custom article test on Bad Research Paper Example explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer We will compose a custom exposition test on Bad Research Paper Example explicitly for you FOR ONLY $16.38 $13.9/page Recruit Writer A Good or Bad Roommate A Good or Bad Roommate A Good or Bad Roommate Particularly with regards to tidiness, creatures, smoking, and even potential visitors that might be getting through your home. A decent flat mate will consistently have regard for others wishes since it isn't only their home alone. Great flat mates additionally will in general emit an agreeable vibe. You need to live with somebody that is anything but difficult to speak with so that there is no obstruction between the two individuals. On the off chance that you can't speak with your flat mate, at that point you may discover that your living in an undesirable situation. In particular a decent flat mate must be dependable.

Friday, August 21, 2020

Magento (vs) Shopify Which Is The Best One

Magento (vs) Shopify Which Is The Best One Make Money Online Queries? Struggling To Get Traffic To Your Blog? Sign Up On (HBB) Forum Now!Magento (vs) Shopify: Which Is The Best One?Updated On 22/02/2017Author : Shrivant SaxenaTopic : eCommerceShort URL : http://hbb.me/2l6Jmy4 CONNECT WITH HBB ON SOCIAL MEDIA Follow @HellBoundBlogWhile there are many scripts available on the Internet to start an e-commerce website, it’s very important to select the right one for your project. Magento and Shopify are two such popular e-commerce scripts which can fulfill all your requirements. However, to choose the best among these we have a small comparison for you:INFOGRAPHIC CREDIT: MOFLUIDFeaturesMagento is known for its customizability since there are many plugins, extensions and themes available for Magento free of cost as compared to Shopify. If customization is your top priority, then you may prefer with Magento over Shopify. However, you will need your own dedicated hosting server with necessary configuration for Magento while Sh opify provides you exceptional web services like Free Hosting, Domain, SSL Certificate and Automatic Backups so that you can just sit and relax.Ease of UseAs mentioned above, Magento needs to be installed on your own server and hence that makes it bit complicated. If you are a newbie who doesn’t have much knowledge, it would be difficult for you to work with Magento. Shopify, on the other hand, doesn’t require much knowledge and you can instantly work using their inbuilt backend and frontend editors. If you don’t need a highly flexible script, then Shopify can be the right choice for you.READWhat You Need To Start An eCommerce WebsiteSupportSince Magento is an open source script and comes with Free Community Edition, you will not be guaranteed any official technical support from the developers. All you have to depend in either on your skills or the people from the community forums. However, Shopify will provide 247 customer support and would solve all your technical problems i nstantly. Hence, if you have a good budget and don’t want yourself to get involved in the technical development of your e-commerce site, then you should go with Shopify.Final VerdictIf you have a good budget and don’t need deep customizations, Shopify can save your time and efforts. However, if you don’t want to spend a lot of money and have a good experience of working with web scripts, then Magento will save your money and will provide you high flexibility.

Monday, May 25, 2020

French Revolution and Nationalism - 1411 Words

â€Å"Liberty, Equality, Fraternity.† From 1789 onward, this was the basic guideline of the French Revolution. The Declaration of the Rights of Man and the Citizen, and the French Directory that correlates to the Napoleonic Code, established this statement of liberalism throughout Europe. These factors, combined with Napoleon’s beliefs in liberalism and unity, lead many European nations – including the Germanic and Italian states – to develop a strong sense of nationalism. The French Revolution was the beginning of not only French nationalism, but nationalism across Europe. Based off of Enlightenment thought, the passing of the Declaration of the Rights of Man and of the Citizen in 1789 was the beginning for this nationalistic movement. From†¦show more content†¦To make this purpose successful was by encouraging â€Å"active† political participation, and civil liberty (2, pg 130). Although the Directory had a set goal, outside forces were still trying to take over the new government. The Loyalists believed in returning to an absolute monarchy, and Jacobins who still favoured a republic (1, 473). These two parties attempted to maintain power throughout the entire period of the Directory (1, 474). As a result of this, in 1799, one of the directors named Abbà © Sieyà ¨s overthrew the Directory (1, 474-475). He believed France needed an official executive authority, instead of being positioned in between the two parties (1, pg 474). Wi th the growing popularity of the army, he contacted General Napoleon Bonaparte (1, pg 475). This created an opportunity for Napoleon’s rise to power, becoming the first Consul of France, and creating an empire. The period of the Directory was critical. It played an important role in recovering from the Terror, and led way for Napoleon’s rise to power in __ (5, pg 60). With Napoleon’s leadership, nationalism began to take its ultimate form. Napoleon Bonaparte agreed with the Directory that education was key to creating liberty and equality amongst all citizens. He believed schooling could create a nationalistic movement, through teaching â€Å"secular values.† (1, pg 495) In 1802 heShow MoreRelatedEffects Of Nationalism In The French Revolution1501 Words   |  7 PagesThe nationalism is considered as a very powerful force in creating many nations in the world. Nationalism can bring brings people together and feel themselves as belong to one nation. Fun damentally, when people belongs to common culture, language, history and same geographical land, are living together and, they create a nation. According to Otto, Dann, â€Å"nation in the old Latin sense, meant people of the same origin, the most common criteria for a nation were shared a language and history†. In caseRead MoreWays in Which the French Revolution had a Lasting Impact on France853 Words   |  4 Pagesresult of the French Revolution. This in itself shows that the revolution had a major impact on France. It played a significant role in changing France through, for example, the new definition of nationalism, the abolition of the monarchy and the abolition of feudalism. Whether these changes succeeded in modernising France or resulted in something that was not any better than pre-revolutionary times is what will be discussed in more detail using the above three examples. Nationalism did exist, toRead More The French Revolution and the Concept of Nation and Liberty Essay914 Words   |  4 PagesThe French revolution occurred between the years 1789 and 1799 and it was characterized by a period of radical political and social upheavals, whose impacts were felt both in France and the entire continent of Europe. Groups such as the political activists, peasants in the country side and the masses on the streets continually led a sustained assault against what had become the aristocratic and religious privileges orchestrated by the ruling monarchy. It is argued in some quarters that the FrenchRead MoreNationalism and War Essay1087 Words   |  5 PagesNationalism and War Does nationalism have a relationship with the causes of the wars between 1792 and 1914? This can be disputed through the events of the French Revolution, the Napoleonic Wars, the unification struggles of Germany and Italy in the late 1800’s, the Alliance systems of the late 1800’s and the assassination of the Austrian archduke before the outbreak of World War 1. During the French Revolution in 1792, an effort was made to remove Austrian presence from French lands. ThisRead MoreThe Impact Of Nationalism1325 Words   |  6 Pages Nationalism is a sense of putting one’s country before themselves and everything else due to common cultures, languages and other customs. It has been a part of the way modern history has been shaped since the late 18th century with Napoleon, all the way to present day. As one historian wrote, Nationalism is a â€Å"Political outlook†¦that a nation is composed of people who are joined together by the bonds of a common language†¦customs, culture, and history† (9/13/17). Nationalism has shaped the historyRead MoreNationalism Of Nationalism1186 Words   |  5 Pagesindependence for many reasons. Nationalism being one because it gives people the idea that their nation deserves more than what is being given to them or not agree with with the form of rule from a controlling nation. â€Å"National ism is the ideology based on the premise that the individual’s loyalty and devotion to the nation-state surpass other individual or group interests, advocacy of political independence for a particular country †(Webster 3). During the course of history nationalism has led many groups ofRead MoreDiscuss How Nationalism Spread Across Europe with Napoleon but Was Repressed for a Generation Under the Congress of Vienna and Concert of Europe Until the Revolutions of 1848876 Words   |  4 PagesNationalism was formed with the idea that a nation is made up of people who are joined together by common language, customs, cultures and history. It held the belief that one should be loyal to the people of their nation, not a king or empire. Nationalists believed that people of a single nationality should unite under a single government. The concept of Nationalism emerged in the French Revolution and was spread to the rest of Europe by Napoleon’s conquests. Nationalism was used by NapoleonRead MoreEssay on Kedouries Nationalism602 Words   |  3 PagesIn his book Nationalism (1960), Elie Kedourie describes nationalism as a doctrine invented in Europe at the beginning of the nineteenth century, emphasizing the artificial character of this ideology that combines the political idea of self-government with anthropological notions of shared national characteristics. To understand the development of nationalism, Kedourie looks back into some events and ideas that form the history and set the background for the creation of the ideology. KedourieRead MoreThe Quiet Revolution and its Negative Impact on Quebec1598 Words   |  7 PagesIn Canadian history, nationalism and sovereignty tend to be common themes prevalent since Confederation. A well-known example of this in Quebec was during the Quiet Revolution which strengthened the need for change through Premier Lesage’s reforms and in turn, developed a strong sense of nationalism in Quebec. In contrast to beliefs that the rapid modernization of the Quiet Revolution had a positive impact on Quebec, it rather had a negative impact on Quebec and its citizens and identity. The threeRead MoreThe Conflict Between France And Germany During The Franco War887 Words   |  4 Pagesnew German Empire started. The unification of Germany demonstrated the nationalism between these countries. The negative reaction of France led to the ruins of Paris, the high human cost and a big revolution between these nations. France lost the control over the entire Europe. Prussia became the leading country in the German imperial and it dominated the entire Europe. According to the encyclopedia Britannica, nationalism is â€Å"a movement in history when people have established territorial authorities†¦

Thursday, May 14, 2020

Things Fall Apart By Chinua Achebe - 1253 Words

Throughout the late 18th century to the beginning of the 20th century, most of Africa faced a number of invasions from the British. Their culture and traditions were altered to meet the goals of Britain. Chinua Achebe’s book, Things Fall Apart, is set in a Nigerian town where the British government had taken over. The main character, Okonkwo, is followed as the story progresses and shows how the new leaders were constantly battling against the indigenous people of the village. The book maps out the change from colonialism to imperialism in Africa during this time period. Although not all of the transitioning was through brute force and exiling, the Africans still had little to no free will in what happened. Their entire way of life was†¦show more content†¦Others, however, helped the British take over and invade these places. The Europeans began to do whatever they wanted because they were stronger militarily and by the early 1900’s, most of Africa had been col onized . It was not long until the colonized areas began to show signs of imperialism. The British were in charge and oversaw everything that went on in the countries and although their main interests were for commercial and humanitarian reasons the outcomes did not reflect it. There were extreme diplomatic pressures and military force that turned aggressive in the late 1800’s when slavery was abolished. Britain took part in the slave trade in order to gain access to the country and its offerings so when slavery was now against the law, they did not have as much control. Village customs, stories, and traditions were lost because the British sought to put people where they wanted and combined numerous tribes into one. Wars broke out between African tribes because they were forced to work alongside each other as well as share their languages. In Things Fall Apart, the narrator says, â€Å"And at last the locusts did descend. They settled on every tree on every blade of grass, they settled on the roofs and covered the bare ground. Mighty tree branches broke away under them, and the whole country became the brown-earth colour of the vast, hungry swarm† . Locusts are mentioned many times throughout the

Wednesday, May 6, 2020

How Globalization And Crime And Attitudes Towards Crime

. Discuss globalization and crime A. What is Globalization? Globalization is a unique process which has resulted in the linking of different national economies and local cultures into one global system and significant intensification of worldwide social relations. Development in transportation and infrastructure, as well as technological advancement promoted global interconnectedness and interdependence, having removed the barriers separating the world. Globalization is a fairly recent phenomenon, and as Fichtelberg pointed out, it affects virtually everyone almost everywhere. (Fichtelberg, 2008, p. 3) People all over the world are absorbing aspects of other cultures and lifestyles, through sharing of ideas, food, and entertainment. Globalization intertwined local and global, local neighborhoods are being influenced by world money and commodity markets, operating at an indefinite distance away from that neighborhood itself. (Franko, 2013, p. 3) B. How has globalization influenced crime and attitudes towards crime? Since there is hardly a sphere of life not affected by globalization, criminals have globalized themselves too. They embraced the changes brought up by globalization and have been successfully using them to their advantage. Globalization has opened new horizons for the criminals and has given them more opportunities to engage in illicit activity. Distance and state borders are not barriers for criminal activity anymore. New types of crime, such as cybercrime haveShow MoreRelatedPoverty, Immigration, Social Welfare, And Imprisonment, By Robert Crutchfield And David Pettinicchio1161 Words   |  5 PagesThe first article, â€Å"Cultures of Inequality: Ethnicity, Immigration, Social Welfare, and Imprisonment†, uses statistical analysis to discuss how race effects poverty, immigration, and welfare in heterogeneous and homogenous countries. The authors, Robert Crutchfield and David Pettinicchio, present two people that had theories on the culture of poverty. They were Banfield and Murray. President Bill Clinton praised Murray’s analysis by claiming that it was correct in all areas, but that his resolutionsRead MoreImmigration And Globalization1734 Words   |  7 PagesIntroduction How does immigration impact an individual’s likelihood to identify with a national identity, or a larger global identity? Does immigration, a component of globalization, impact one identity more than another? These questions are increasingly relevant with the well-documented rise of European nationalist parties, but there are still questions about whether these are empirically connected phenomena. Immigration, a facet of globalization, is widely discussed, as well as other impactsRead MoreThe Syrian Refugee Crises And Rhetoric From A Small Boy s Body Being Washed Up On A Beach1206 Words   |  5 Pagesa high influx of refugees entering different countries xenophobia is resurfacing. Xenophobia has been prominent since the old customs and foundation to Nazism and Fascism. It started to die down but has resurged due new migration patterns and globalization. The Syrian refugee crises and rhetoric from far-right political parties’ have definitely made xenophobia stronger among people. After the Paris Attack, Marine Le Pen, the head of the ultra-conservative National Front party, vouched to â€Å"kick outRead MoreI Believe You Can Fly : Basketball Culture Essay1425 Words   |  6 PagesJournals: #12 Chapter 1 â€Å"I believe You Can Fly† : Basketball Culture in Postsocialist China Today’s Chinese basketball culture reflects the language of globalization. Basketball is a huge cultural sport and importance of understanding in Chinese modernity. Basketball was introduced by YMCA instructor in Tianjin. In addition, basketball has become a new form of engagement with modernity. In China basketball kind of play a huge role in market. Many people are centralized to the NBA or CBA, it is aRead MoreClassism in North America1216 Words   |  5 Pagesword Classis. The word was originally created by Servius Tullius in one of the six orders into which he used to divide the Roman people for the purpose of taxation. Those words together make the word Classism which means a biased or discriminatory attitude based on distinctions made between social or economic classes (classism.  Dictionary.com Unabridged. Random House, Inc. 20 Jan. 2012. Dictionary.com  http://dictionary.reference.com/browse/classism). In this essay I will enlighten why ClassismRead MoreThe Effec ts Of Excessive Police Violence On Citizen Crime Reporting Essay1579 Words   |  7 PagesPurpose This study examines how incidents of excessive police violence influence citizen crime reporting. As our main case study, we examine one of Milwaukee’s most publicized moments of police brutality: the 2004 beating of an unarmed black man, Frank Jude, by white police officers. Using an interrupted time series design, we analyze patterns of police-related 911 calls before and after the Jude beating was made public in the Milwaukee press. Controlling for several neighborhood characteristicsRead MoreThe Effects Of Excessive Police Violence On Citizen Crime Reporting Essay1681 Words   |  7 PagesThis study examines how incidents of excessive police violence influence citizen crime reporting. As our main case study, we examine one of Milwaukee’s most publicized moments of police brutality: the 2004 beating of an unarmed black man, Frank Jude, by white police officers. Using an interrupted time series design, we analyze patterns of police-related 911 calls before and after the Jude beating was made public in the Milwaukee press. Controlling for several neighborhood characteristics, along withRead MoreDoes Racial Bias Affect The Lives Of Americans? Essay1593 Words   |  7 PagesAmerican subconscious.† It is apparent at this point that there are stereotypes present in sports. These stereotypes are molding how we think, leaving a heavy imprint on American society. Beyond sports, the same impact can be seen throughout all aspects of media. Samuel Lichter, a professor of communication, and his late wife Linda Lichter, a sociologist, did research about how TV shapes ethnic images at a New York High School. This high school became significant shortly after the survey due to a raciallyRead MoreJuvenile Delinquency Essay1646 Words   |  7 Pagespersonal responsibility has to be maintained, however, the statistics that show a significant relationship between socio-economic status and vulnerability to crime cannot be dismissed (Aaltonen, Kivivuori, Martikainen, 2011). Only when these blatant injustices (e.g. the gap between the rich and the poor) are compensated, a reduction of crime can be achieved (Aaltonen, Kivivuori, Martikainen, 2011). However, not only economic problems cause juveniles to commit criminal acts. Also, broken familiesRead MoreShould Gay Marriage Be Legalized? Essay1828 Words   |  8 Pagesrejection by the society. On a more personal rather than institutional level, this paper also reveals that the culture of gay is also largely rebuked based on individual philosophies and moral standings which is precisely the min reason as to why hate crimes against gays have in the past found a substantive projection. In the American socio-cultural fabric, the emergence of gays has generated a continuous debate about gay marriage; essentially whether it should be legalized or not. The debate has pitted

Tuesday, May 5, 2020

Organizational Analysis Outline free essay sample

Organizational Analysis Outline BY calla82 Region Analysis Regional alliances and economic integration Russia, USA, East Asian Nations (Australia, Japan, Philippines, Singapore, South Korea, and Thailand) is part of the regional alliances. Economic integration is China is growing at an extremely fast pace and needs to open its market up to imports. The physical environment and its effect on trade China accounts for 23% of world population, is the third largest country, third largest diverse population, Communists country, and has an increasing effect on global trading. Political stability China is currently the most stable country, but is also considered a growing country. This is due to the majority of Chinas population earning less than poverty. Compared to established countries such as USA, Japan, and United Kingdom China is still in the process of establishing its presence. China also exports vast amounts of goods, imports very little, and is self reliant. Economic conditions The global recession has slowed down Chinas economic growth by effecting investment demand which has weakened. The global recession has also increased ifficulties in production, and is responsible for falling revenues and profits for businesses. Finance options available Private investors and banks such as the Central Peoples Bank of China are available options for financing. Social, health, and environmental conditions Environmental conditions are suffering dramatically due to the overwhelming amount of pollution China generates. Chinas ability to sustain such pollution by setting regulations and enforcing such regulations has not kept up with the growth of China. Such pollutions are air pollution, diminishing biodiversity, fisheries deletion, nvasive species, land degradation, soil erosion, and water pollution and shortages. Health conditions have improved increasing life expectancy and decreasing infant and maternal deaths. However, hospitals are over crowded and are unable to provide quality and quantity care. Hospitals and service providers depend on user fees and profits from drug sales for most of its income, thus making healthcare reform a priority for the government. Chinas social conditions are residents living in the city earn almost four times that of someone living in the country. The urban-rural income inequality is the worst in the world. The same holds true for the differential in life expectancy, literacy rate and regional imbalances. Great amount of protests have turn violent due to such valid grievances by residents of China. Terrorism threats Present but not uncontrollable. Is not a major target for terrorists plots? Part B Country Analysis Political Stability China is for the most part politically stable. Since 1979, China has been trying to put together a proper legal system which has resulted in political problems. After he Cultural Revolution, Chinas leaders aimed to develop a legal system to restrain abuses of official authority and revolutionary excesses. In 1982, the National Peoples which even party leaders are theoretically held accountable (U. S. Department of State, 2009). Economic Conditions China is a heavily populated country and is one of the largest countries for global manufacturing. China has become a preferred destination for the rel ocation of global manufacturing facilities. Its strength as an export platform has contributed to incomes and employment in China (U. S. Department of State, 2009). The people in this country work hard and have made this country the largest in agricultural and industrial sales. The growth of new businesses has outpaced the governments ability to regulate them so this causes problems in the economy. Businesses have a lot of competition with poor oversight so they have to take major steps to increase their profit margins and this means at the expense of consumer safety. Social, Health, and Environmental Condition and their Effect on Trade Chinas rapid industrial development is having some serious negative effects on heir countries environment. China has surpassed the United States as being one of the largest polluted countries and this is due to a large amount of carbon dioxide in the air and greenhouse gases. A World Health Organization report on air quality in 272 cities worldwide concluded that seven of the worlds 10 most polluted cities were in China. According to Chinas own evaluation, two-thirds of the 338 cities for which air-quality data are available are considered pollutedtwo-thirds of them moderately or severely so (U. S. Department of State, 2009). This pollution has such a severe ffect on their population that the biggest cause of death in China is heart and respiratory diseases caused from air pollution. Half of the cities in China lack clean water and most of the bodies of water are contaminated. China is becoming more concerned with this problem and making it a priority to correct because it costs a large amount of money in pollution cost and is affecting their economy. Though China may have this environmen tal problem it does not affect the trade situation with the U. S. Trade is a big and the U. S. does an average of 71. 5 billion dollars in exports and imports with China. In November 1991, China Joined the Asia- Pacific Economic Cooperation (APEC) group, which promotes free trade and cooperation in the economic, trade, investment, and technology spheres (U. S. Department of State, 2009). Cultural Considerations When doing business with the Chinese, there is a proper cultural etiquette that will ensure business is conducted properly and with respect. According to Winters (2008), Eye contact is very necessary and important to the Chinese. Always address your Chinese counterpart with their title and last name. Wait for them to initiate formal greetings. Do not assume when the nod it is in agreement. Do not show excessive emotions while conducting business; it is not polite to give direct negative answers like no, say maybe, or Ill think about it. Chinese culture is often difficult for westerners to understand. In business practice, the concept of guanxi is important. Guanxi, which literally means relationships or connections, is the network of elaborate relationships that promote cooperation and trust between businesses and individuals. Traditionally in China, relationships between business partners are based on guanxi (PathwaysLocalization, 2009). Part C: Organization and product analysis A small startup company located in San Antonio, Tx interested in modest profits by specializing in one product. The product is a win-win for buyers and sellers with the approach of marketing and selling smoking alternatives. This may not be a get-rich- quick product, but the gradual yet steady increase of public interest makes this venture a good time to Jump in. Needs assessment in the United States For many years there has been a push to rid the United States of cigarettes and their dangers. The mighty tobacco industry keeps it alive and still going today. Even though there are few smoking areas left, the die-hards keep puffing away. An alternative for smokers and those in danger of second hand smoke is the electronic cigarette. The desire is apparent by the growing interest and sells in the past two years. Smokers want an alternative and nonsmokers want a less offensive way for smokers to have their vice. Although there are hundreds of websites available for information and purchase, there is a need for a clearer, more concise approach to marketing. There is also a need for less expensive products. Description of Electronic Cigarette Although there are hundreds of different styles, models, sizes, etc. , the easiest and most reliable model is one made by Joy Global in China. These can be purchased wholesale through them directly, but only in bulks of 100 or more. There is another company which sales the same product for Just a little more initially, but pricing goes down the more times you order and there is not a minimum order required. This company is called Heavens Gifts and is also in China. Because this company does pricing in U. S. dollars, this makes it easy and convenient to purchase from there.

Friday, April 10, 2020

Reverse Outline free essay sample

Topic Sentence: In examining Kurt Vonnengut’s Slaughterhouse-Five, we can illuminate the faults in Weisenburger’s theory of satire dichotomy, as well as illuminate the nature of the satirical qualities of Slaughterhouse-Five itself. Function: This is the thesis of Gil Henkin’s essay â€Å"Steven Weisenburger and the Big Scary Normative Value: An Exercise in Postmodern Posturing. † Its function is to provide the main idea which the author will argue thorough the essay. 2 Topic Sentence: Weisenburger rejects the concept of the dichotomy between a â€Å"good† and a â€Å"bad† example, yet in rejecting this moral polarization, he presents degenerative as good as opposed to inherently evil generative. Function: This paragraph serves to illustrate Weisenburger’s ideas. The author talks about Weisenburger’s view on generative and degenerative literature and why he thinks there is no middle ground between these two forms of satire. This paragraph also functions as a foundation for using Slaughterhouse-Five to strengthen author’s arguments. We will write a custom essay sample on Reverse Outline or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page 3 Topic Sentence: The novel itself offers no normative values within its pages Function: The author uses this paragraph to show what moral position Vonnegut provides in his novel. Gil makes clear that Slaughterhouse-Five doesn’t offer author’s moral positioning. This paragraph functions as an insight into Vonnegut’s ideas and creates a contrast with previous paragraph where Weisenburger was mentioned.  ¶4 Topic Sentence: Again in this, Vonnegut is showcasing one of the main tenants of Weisenburgian contemporary satire. Function: The author brings an observation form Vonnegut’s novel and connects it with one if Weisenburger’s main ideas. This paragraph illustrates the connection between Wonnegut’s and Weisenburger’s ideas. He also illustrates how Weisenburger uses grotesque as one of his main tools.  ¶5 Topic Sentence: Vonnegut’s Slaughterhouse-Five, as intimated by the title, also dabbles in the grotesque as a tool. Function: The author uses quotes from Vonnegut’s novel to illustrate the horror depicted in his story. By this author shows that grotesque is the tool Vonnegut uses frequently just like Weisenburger. I  ¶6 Topic Sentence: All the same, Vonnegut deviates from Weisenburger’s general diagnosis of satire as violence. Function: This paragraph serves to illustrate the differences between Vonnegut’s ideas and Weisenburger’s claim. Author uses a quote from Vonnegut’s novel to show how the sight of powerful destruction inspires the readers and how this idea deviates from Weisenburger’s claim in which violence supports a moral code. 7 Topic Sentence: Billy Pilgrim is at least in part playing a Christ figure. Function: The author analyzes Billy Pilgrim, the main character of Vonnegut’s novel, and claims that there are similarity between him and Christ. By analyzing Billy’s actions author is able to illustrate what makes him resemble Christ and what makes him distinct. By this author shows that there is a gross perversion of moral norm in Vonnegu t’s novel.  ¶8 Topic Sentence: This all may seem, in total, evidence that Slaughterhouse-Five is purely degenerative satire. Function: Author analyzes the specifics of Vonnegut’s novel and states that the evidence suggest it to be a degenerative form of satire. This paragraph creates an argument as to whether Slaughterhouse-Five really is a degenerative satire.  ¶9 Topic Sentence: In this sense, Vonnegut is in sense a generative satirist. Function: By analyzing several other aspects of the novel and thinking about the message Vonnegut was trying to get through the author of this essay is able to conclude that Vonnegut was in fact, a generative satirist. This paragraph serves to strengthen author’s thesis and provide an example of middle ground between generative and degenerative satire.  ¶10 Topic Sentence: Weisenburger is wrong to fear all norms. Function: In this passage author argues that Vonnegut’s novella provides baseline norms that are necessary for the society. While author partly agrees with Weisenburger that some norms create a system of conflict and violence, he states that there are norms which help prevent these conflicts. 11 Topic Sentence: Examination of Weisenburger through Slaughterhouse-Five reveals an incomplete theory on satire that cannot fully grasp the implications of the novel as a generative degenerative satire. Function: Author sums up his ideas and restates his thesis. He also states the importance of lens analysis to his essay Just analyzing Weisenburger’s ideas might not give implications on why he is incorrect. However looking at them through Slaughterhouse-Five reveal that Weisen burger can not fully grasp the middle ground generative degenerative satire.

Tuesday, March 10, 2020

Index of Qualitative Variation (IQV)

Index of Qualitative Variation (IQV) The index of qualitative variation (IQV) is a measure of variability for nominal variables, such as race, ethnicity, or gender. These kinds of variables divide people by categories that cannot be ranked, unlike a variable measure of income or education, which can be measured from high to low. The IQV is based on the ratio of the total number of differences in the distribution to the maximum number of possible differences in the same distribution. Overview Let’s say, for instance, that we are interested in looking at the racial diversity of a city over time in order to see if its population has gotten more or less racially diverse, or if it has stayed the same. The index of qualitative variation is a good tool for measuring this. The index of qualitative variation can vary from 0.00 to 1.00. When all of the cases of the distribution are in one category, there is no diversity or variation, and the IQV is 0.00. For instance, if we have a distribution that consists entirely of Hispanic people, there is no diversity among the variable of race, and our IQV would be 0.00. In contrast, when the cases in a distribution are distributed evenly across the categories, there is maximum variation or diversity, and the IQV is 1.00. For example, if we have a distribution of 100 people and 25 are Hispanic, 25 are white, 25 are Black, and 25 are Asian, our distribution is perfectly diverse and our IQV is 1.00. So, if we are looking at the changing racial diversity of a city over time, we can examine the IQV year-over-year to see how diversity has evolved. Doing this will allow us to see when diversity was at its highest and at its lowest. The IQV can also be expressed as a percentage rather than a proportion. To find the percentage, simply multiply the IQV by 100. If the IQV is expressed as a percentage, it would reflect the percentage of differences relative to the maximum possible differences in each distribution. For example, if we were looking at the racial/ethnic distribution in Arizona and had an IQV of 0.85, we would multiply it by 100 to get 85 percent. This means that the number of racial/ethnic differences is 85 percent of the maximum possible differences. How To Calculate The IQV The formula for the index of qualitative variation is: IQV K(1002 – ÃŽ £Pct2) / 1002(K – 1) Where K  is the number of categories in the distribution and ÃŽ £Pct2 is the sum of all squared percentages in the distribution. There are four steps, then, to calculating the IQV: Construct a percentage distribution.Square the percentages for each category.Sum the squared percentages.Calculate the IQV using the formula above. Updated  by Nicki Lisa Cole, Ph.D.

Saturday, February 22, 2020

Portfolio Coursework Example | Topics and Well Written Essays - 1500 words

Portfolio - Coursework Example In addition to that media aids influence issues voters should care concerning the elections and the criteria that should be used to evaluate contenders2. And my opinion is that the political life starts to conform highly to the political image portrayed on TV. Through a process known as quasi-Darwinian, scandals, events of media, and other forms of political and entertainment s eventually takes control facing out other forms of information of politics and public debate, changing the sense of public disclosure. In this manner objectives of political transparency can be beaten by what come into view as the vital mechanisms: revealing the secrets, proliferating information and holding political officials responsible for their actions. 2. A lot has been written about the culture of secrecy of late. The article says that government is keeping some information from the members of the country as believed by most Americans. Potion of the members of congress is calling for the access to the secret documents, federal agencies last to withhold a huge amount of information claiming it is crucial for the national security, upholding secrecy entrenched in the cold war3. This new book is examining who in the government is keeping what information from the public, how they do it, and why a concern to the members of the public4. Causal scholars, attorneys and journalists survey the rules of federal intellect agencies and presidents particularly Nixon, Reagan, Bush and Clinton to ensure that information are kept secret5. My opinion is that the Currency is protected by the spirit of house hold and generally the spirit of robbery specially, and the best locks and way of hiding that can be mustered. 3. Social media is playing more and more famous role in our culture. The article says Social media became a new battle ground for the nationwide both presidential and parliamentary elections6. A horde of politicians, who at first sight it seems adequate and

Thursday, February 6, 2020

The Cultural Competence Assignment Example | Topics and Well Written Essays - 1000 words

The Cultural Competence - Assignment Example A number of South Vietnamese were fleeing desperately in the jungle to small boats that were awaited to take us to the land of safety and freedom where we would eventually call home. During that period of darkness, I walked along a lonely road with limited family support as culturally mental health people like me were not recognized in the Vietnamese culture (Vaage et al., 2010). Problems are kept within the family rather than being shared with others and a facade often presented to the public to show a happy family life. When the social work profession does not solve the issue of understanding my culture, I would easily oppress the disadvantaged groups as a social worker, for example, those who try to share their problems. This is due to the misunderstanding of cultural differences. It is fair to say as a social worker, I must gain cultural competence to understand peoples cultural differences and the impact of social injustices on their wellbeing and to go beyond race and ethnicity (Healy, 2000). By implementing cultural care and as a social worker, I can more effectively address social injustice issues faced by vulnerable people in our community and tailor to the appropriate needs of clients empowering them to live life with dignity, respect, and values. Diversity refers to the characteristics that make people different from each other. Such differences set in as a result of diverse cultural and linguistic backgrounds (Omoniyi & White, 2006). In Canberra, the diverse communities bring vibrancy, innovation, new ideas, economic development, resources, and sustainability. The Australian Census of Population and Housing is a source of data about Australians and their cultural diversity. Census carried out in 2011 indicated that approximately a quarter (26 percent) of Australia’s residents was born in other countries, and a further 20 percent had an average one overseas-born parent.  

Tuesday, January 28, 2020

Technology and Health Care Paper Essay Example for Free

Technology and Health Care Paper Essay Abstract In the todays global world, technology has grown rapidly and there seems to be no signs of it ever slowing down soon. Computer softwares have provided technological advancements in the health care industry. Consultants have become synonymous within the medical practices and community to provide a wide range of innovative ideas that is geared to making any organization thrive. ABC Consultants is a large prestigious organization hired by the Lady of Merced Care home to help develop an innovative approach using their current computer software and technology. This paper will describe the software product recommended by the author. This paper will discuss the impact of this product to the operation and patient care service provided by the care facility. In the end, a discussion regarding the social, ethical, and economic impact of your product, service, or application to the organization will be enumerate in this paper. Technology and Health Care Paper It is hard to imagine a world without computer devices, electronic data transfer of real-time information and high-tech software programs geared for any aspect of any business market. Throughout the years the technology becomes a major part of health industry. Health care has been one of the successful benefactors of these emerging technologies. Terry, N. (2012) made mentioned in his article that, Todays impact on health care is noted in the use of health care beyond the clinic or hospital setting. The Health  Information Technology (IT) has improved medical outcomes and has transformed healthcare delivery. As the demand for technological advancement heightens the competitiveness within the care home facilities become evident. Now days, case workers and potential residents are looking for facilities willing to provide not just great care but just in time collaboration efforts between the care team. Residential care facilities, case managers and patients are aware of the availability of special software used to create and maintain paperless medical records which can allow immediate access to the patients medical history. For the care home facility office this special software can assists in keeping track of the stock of medicines, purchases and sales, billing, charts, and staff information and much more. Storing data collected and medical reports of patients is easier with computers, and with both privacy and environmental concerns being a part of todays world, maintaining the data in computers is a more eco-friendly way of storing this information. Lady of Merced is a residential care facility licensed to care for 15-20 mentally disabled young adults. The facility is licensed and is a vendor of the Regional Center of The East Bay under the jurisdiction of the Department of Health. This highly regulated branch of the health care industry serves to protect not only these disabled individuals patient right as well as their dignity and independence. In order to maintain funding by these entities, data collection regarding various points must be collected and stored. These datas range from consumers individual living skills, training, behavioral episodes and activities to name a few. State compliance records such as fire drills, continuing educations; personnel, payroll and tax information to name a few must also be recorded and kept. Having been in business for over 10 years, Lady of Merced has barely managed to pass the annual compliance audits and even risked having their license revoked on several occasions. This year, the administrator has vowed to ensure that the facility does not get any sanction from the auditors thus Lady of Merced seeked the assistance of the ABC Consulting firm. After an in depth analysis of the situation, ABC consulting firm highly  recommended that Lady of Merced acquire a new software system called NEXT GEN. Next Gen is made by reputable medical software company and is used by facilities and providers in the area. This will ensure that access not only to the internal documents can be achieved but also any outside information can be interfaced with proper authorization and linkage. In the health care field a person who handles the software is called the Administrative information systems support tech. They will be able to manage all financial, demographic information, payroll, financial, client management and human resources easily. Without this software the business may not appear organized and competitive with other care home providers. Technology is vital to the health care industries, but the administrative component is what makes technology work. Without technology it would be hard to visualize the impact of the data gathered by the care givers and providers. There are care home operators owning more than 2 facilities and managing them successful in the midst of the current placement shortages. Their success seems to be attributed to the efficiency and effectiveness of their operation. The successful integration of data collected and status reminders helps build awareness and demand for follow thru. This is important, because it gives care givers more time to focus on the consumers and not the business aspect of the job. Having to remember and hand write all the info rather than using a click of a button can be time consuming and inefficient. This technology gives the medical organization the ability to become paperless by using the Electronic Health Systems or EHS. The paperless technology helps secure patients privacy by making their information less accessible to those who are not privileged into that system. The biggest benefit of this technology is of course money such that pens, paper, and ink cartridges usage will be minimized. This technology can help reduce mistakes by having fewer errors in missed read hard written notes and misspelled prescriptions. Medical records are also easier to get with this technology. This system will help reduce mistakes by making patients notes understandable and also identify the patient easier. Another thing the EHS system implements on being Green. This technology not only helps the facility become more effective, but it helps to depend on less things that damages the world by using hardly any paper. The usage of technology for the human resources department can streamline the hiring, payroll and other labor related compliance required by all the different regulatory agencies. In the past Lady of Merced spent a lot of money due to the high staffing turn-over ratio and outsourcing fees. The management of any workers compensation and labor cost can now become more automated. Now with technology on hand the facility can now see all the recruiting, training, performance evaluations, and staffing planning within reach. There are many care home facilities which uses basic technology, but more and more are upgrading to the next level to become more appealing to a prospective resident. In doing so, program effectiveness is inevitable and increase in revenue can be achieved. As Shi, l. (2012) states Todays medical centers and integrated delivery organizations are among the most complex organizations to manage. Leaders in health care delivery face some unique challenges, including changes in financing and payment structures, as well as having to work with reduced levels of reimbursement. As any technological advancement, one must consider the social, ethical and economical impact this technology would pose. Next Gens economic impact will certainly be felt in the beginning as the organization must invest in the acquisition, training, and maintenance of this new program. There may also be delays with any current billing cycle due to the transition phase. The social and ethical implication this software can bring would certainly be assurance that patient care is not compromised at any cost. Ethically we have an obligation to not only protect but advocate for a normalcy of life for these consumers. We can only ensure that through the knowledge that all data a re submitted and results are achieved through this accurate info. In conclusion, many health care organizations even specialized small facilities such as Lady of Merced Care home are investing in the latest technology in order to keep up with demands of todays competitive globalized industry. This move not only creates but also maintains the competitive edge of the facility by catering the needs of their consumers. Technology strategy does cost, but it does pay when you offer services that  no other medical organization offers. This paper described the software product recommended by the author. This paper discussed the impact of this product to the operation and patient care service provided by the care facility. In the end, a discussion regarding the social, ethical, and economic impact of your product, service, or application to the organization was enumerate in this paper. REFERENCES: Shi, L. (2012). Delivering health care in American: A systems approach. (5th Ed.). Boston, MA: Jones Bartlett. Terry, N (2012), Information Technologys Failure to Disrupt Healthcare. Indiana University Robert H. McKinney School of Law Research Paper No. 2012-16. Available at SSRN: http://ssrn.com/abstract=2118653 or http://dx.doi.org/10.2139/ssrn.2118653

Monday, January 20, 2020

Is it glorious to die for your country? :: essays research papers

Is it glorious to die for your country?.... This question has been posed to many young people about to embark on war although the answer has usually been yes in response to their country due mainly to the fact that the government instills it in the people of the country to support one's country and one way is to send young abled bodied men into the army. If you were one individual that was not in favour of fighting for your country you would surely become an outcast by the countries people. To avoid ridicule and becoming outcasted by the people living around you, you would join the army just in the thought that you were obligated to for the sole sake of your country. Such thoughts were reinforced by the government promotion of propaganda. Glorifying death is not needed to be taught and should be up to the sole individual. School systems should teach an unbiased point of view of war to enable the child to make their own decision to fight for one's country. Is it Glorious to Die for your Country? Within the education system it was instructed to the teachers to teach the children at a young age during the brink of war to instill that their the life of the country and for them to defend their country against the enemy. Teachers showed being in a army was representing honour and the pride of the country. Guilt was laid on the students who showed rebellion by the teacher. Many times the teacher would try to show a soldier that looks happy and content trying to represent being a soldier makes you happy and content. Many young inexperienced soldiers were sent to training camps near the battle fields that they would soon be sent to fight, for their country and their life. The training camps were situated on similar enviroments that resembled the battle fields of where the fighting would take place. Reinforced displine to the young and ignorant men. Trench warfare is when many soldiers of opposing countries fight against each other across a vast desolate, dirt covered land, and the only sense of cover was to crouch in a usually water logged trench. The sense of death engulfed your very soul, the constant bombardment of shells echo in your mind long after it had ceased. On the Western front conditions

Sunday, January 12, 2020

Case Study (Too Much of a Good Thing)

Benjamin Foster Physiology 10/23/2012 Case Study 1 (Too much of a good thing)) The definition of OSMOSIS is the movement of a solvent through a membrane separating two solutions of different concentrations. The solvent from the side of weaker concentration usually moves to the side of the stronger concentration, diluting it, until the concentrations of the solutions are equal on both sides of the membrane. Michael made numerous mistakes in this story that caused the corn fields to die. The first mistake Michael made was to add the additional fertilizer to the crops.The extra fertilizer around the roots of the corn produced a hypertonic environment. The cells lost water because of the excessive fertilizer. The extra fertilizer caused the cell to turn hypertonic to the plant cell. This made the water diffuse from the plant cells into the soil by the process of OSMOSIS and the cells began to get smaller. The water would have eventually left the cells completely, which would have caused the plant cell to eventually die. Michael’s second mistake is that he didn’t remove the extra fertilizer.In theory, if he would have removed the extra fertilizer and add extra water, he could have possibly saved the crops. People generally water their plants with only water which creates a isotonic environment around the roots of the plants and permits the plant roots to draw up minerals through the soil faster and easier for absorption without the intrusion of added solutes (extra fertilizer) which may slow the absorption process or even refrain the cells from absorbing the water and minerals through the roots.

Saturday, January 4, 2020

22 Causas de Negación de Ingreso a USA por Inadmisibilidad

Las autoridades de los Estados Unidos pueden negar a cualquier extranjero el ingreso a Estados Unidos  con una o varias  causas de inadmisibilidad. Esto aplica incluso a los residentes permanentes legales. Asimismo, puede aplicar tanto a los que està ¡n fuera del paà ­s como los que ya se encuentran en su interior. Este es una situacià ³n grave y, por ello, este artà ­culo informa sobre cuà ¡les son las causas de inadmisibilidad, cà ³mo surge el problema y dà ³nde y, finalmente, quà © se puede hacer para solucionar el problema. Antes de comenzar, seà ±alar que es muy importante distinguir las  causas de inadmisibilidad, la razà ³n que se da està ¡ seà ±alada con un nà ºmero  212(a),  de las causas de inelegibilidad  que hacen que el cà ³nsul rechace una solicitud de visa por motivo calificado en los documentos oficiales  como 214. 22 causas de inadmisiblidad que impiden el ingreso en Estados Unidos Las causas de inadmisibilidad pueden aplicar tanto a las visas no inmigrante, tipo turista, estudiante, trabajo, intercambio, etc como a las visas de inmigrante, para obtener la green card o tarjeta de residencia. Incluso pueden aplicar a personas que se encuentran legalmente en los Estados Unidos y que solicitan un cambio de estatus. Por ejemplo, una persona con visa H1B que pide la residencia permanente mediante un ajuste de estatus. Las causas de inadmisibilidad, que se conocen en inglà ©s con el nombre de grounds of inadmissibility, son: Carga pà ºblica. Sospecha de que es posible convertirse en una fuente de gasto para las arcas pà ºblicas de Estados Unidos. Por ejemplo, personas enfermas, muy mayores, etc.Sufrir una enfermedad contagiosa, como por ejemplo, tuberculosis.Sufrir una enfermedad fà ­sica o mental que convierta al enfermo en un peligro para otras personas.Consumo de drogas. La expresià ³n que utilizan las autoridades de inmigracià ³n es abusador de drogas y por eso se entiende haber consumido una sustancia ilà ­cita mà ¡s de una vez en los à ºltimos tres aà ±os.Haber cometido o haber sido condenado por un delito inmoral.Haber sido condenado por varios delitos.Haber sido condenado por delitos especà ­ficos tales como trà ¡fico de drogas.Ser familiar de un traficante de drogas si se ha beneficiado de las ganancias de esa actividad en los à ºltimos cinco aà ±os.Haber cometido espionaje o sabotaje.Haber cometido o haber sido condenado por un delito agravado.Haber sido miembro de un partido polà ­tico totalitario, como por ejemplo, un partido comunista, o de un partido nazi.Haber participado en un genocidio.Haber asegurado falsamente que se es ciudadano americano.Haber violado una ley de inmigracià ³n. Hay muchos ejemplos de esta circunstancia, por ejemplo, trabajar en Estados Unidos con una visa que no lo autoriza (turista, etc.)Haber cometido fraude migratorio. Bajo esta categorà ­a caben acciones muy distintas. Presentar documentos falsos ante un oficial migratorio o un consulado es una de ellas. Las mentiras en este contexto pueden resultar muy caras.Estar ilegalmente en Estados Unidos o haber estado si todavà ­a no se cumplià ³ el plazo de la penalidad.Haber sido deportado o expulsado.Haber ingresado a los Estados Unidos sin tener la documentacià ³n necesaria.Estar casado con mà ¡s de una persona al mismo tiempo. Estos son los casos de bigamia y poligamia.Haber realizado un secuestro internacional de nià ±os. Esto ocurre con frecuencia en el caso de papà ¡s y mamà ¡s que no se ponen de acuerdo dà ³nde deben vivir los nià ±os. El problema es que sin darse cuenta se puede estar cometiendo ese delito, que es muy grave.Si se ha tenido una visa de intercambio J-1  y se està ¡ sujeto a la obligacià ³n de residir fuera de Estados Unidos por dos aà ±os.Ser un peligro para la seguridad nacional de los Estados Unidos. Esto incluye pertenencia a pandillas  (gangas). Cabe destacar dos novedades. Por un lado, las nuevas reglas sobre carga pà ºblica, que està ¡n siendo aplicadas desde el 15 de octubre de 2019 por embajadas y consulados tanto para visas inmigrantes como visas temporales no inmigrantes. Por otro lado, esta regla de la carga pà ºblica està ¡ en suspenso, al menos por el momento, por orden judicial dentro de EE.UU. y no pueden ser aplicadas ni por USCIS ni por el Departamento de Seguridad Interna. Por otro lado, a partir del 3 de noviembre de 2019, los consulados y las embajadas podrà ¡n negar las visas de inmigrante para la residencia si el solicitante no puede demostrar en la entrevista que puede adquirir seguro mà ©dico segà ºn los parà ¡metros del Departamento de Estado en los 30 dà ­as siguientes a su ingreso en EE.UU. Quà © puede suceder en estos casos de inadmisibilidad Puede pasar tres cosas: Primero: la visa es denegada por un oficial consular. Tener en cuenta que la visa puede ser rechazada, ademà ¡s, por otras causas, cuando se cree que no se cumplen los requisitos para obtenerlos. Segundo: el oficial de Inmigracià ³n de la CBP (Policà ­a Fronteriza) en un puerto de entrada (aeropuerto, puerto o frontera terrestre) prohà ­be el ingreso tras consultar su completà ­sima base de datos. En estos casos pueden darse dos situaciones: Si se llega al puerto de entrada con una visa o una green card  và ¡lida, en algunas circunstancias es posible solicitar presentarse ante un juez de inmigracià ³n y, en su caso, apelar su decisià ³n ante la Corte de Apelaciones Migratorias.. Pero no siempre es posible. Por ejemplo, en casos de fraude o de haber asegurado falsamente ser ciudadano americano la decisià ³n del oficial de Inmigracià ³n es final. Pero tambià ©n puede suceder que se proceda a regresar a la persona inmediatamente a su lugar de procedencia. Las razones pueden ser varias, como en el ejemplo anterior. Pero tambià ©n sucede en caso como en los que no se tiene visa porque se es de un paà ­s del Programa de Exencià ³n de Visados la decisià ³n del oficial de la CBP es tambià ©n final y no se podrà ¡ solicitar comparecer ante un juez. Y tercera posibilidad: si ya se està ¡ dentro de Estados Unidos, las autoridades migratorias pueden proceder a la remocià ³n de la persona en esa situacià ³n. Quà © se puede hacer en los casos de inadmisibilidad Para algunos de estos supuestos es posible pedir un perdà ³n migratorio, tambià ©n conocido como waiver.  Por ejemplo, en casos de prostitucià ³n, enfermedades contagiosas, riesgo de ser una carga pà ºblica, condenas por delitos inmorales o, incluso, mà ºltiples condenas por delitos. Pero es muy importante entender que las reglas son distintas segà ºn los casos, que no es lo mismo pedir una visa no inmigrante que una inmigrante y que los perdones son medidas excepcionales.  Y tambià ©n hay que tener presente que el poder solicitar un perdà ³n no quiere decir que se vaya a obtener su aprobacià ³n. En estos casos es muy importante contar con la asesorà ­a de un abogado competente y con un buen rà ©cord, que no prometa cosas que, sencillamente, no pueden ser porque la ley no lo permite. Ademà ¡s, tener en cuenta que hay causas de inadmisibilidad para los que no es posible jamà ¡s pedir un perdà ³n. Por ejemplo, trà ¡fico de drogas, terrorismo o espionaje. Finalmente, es realmente aconsejable conocer cà ³mo aplica el castigo de inadmisibilidad de los 3 y de los 10 aà ±os por presencia ilegal en los Estados Unidos y el castigo de la prohibicià ³n permanente. Este à ºltimo es frecuentemente ignorado pero afecta a muchas personas y las consecuencias son muy graves. Este es un artà ­culo informativo. No es asesorà ­a legal.

Friday, December 27, 2019

Objective And Functions Of Asset Liability Management Committee Finance Essay - Free Essay Example

Sample details Pages: 6 Words: 1656 Downloads: 29 Date added: 2017/06/26 Category Finance Essay Type Research paper Did you like this example? Introduction ALM means asset liability management. ALM is defined as, the process of decision making to control risks of existence, stability and growth of a system through the dynamic balances of its assets and liabilities. ALM is the process involving decision making about the composition of assets and liabilities including off balance sheet items of the bank / FI and conducting the risk assessment. ALM is an integral part of the financial management process of any bank. Don’t waste time! Our writers will create an original "Objective And Functions Of Asset Liability Management Committee Finance Essay" essay for you Create order ALM is concerned with strategic balance sheet management involving risks caused by changes in the interest rates, exchange rates and the liquidity position of the bank. While managing these three risks forms the crux of ALM, credit risk and contingency risk also form a part of the ALM. ALM of the bank has 3 important pillars that are ALM information system ALM organization ALM process ALM information system ALM information systems job is to gather data and latest information and evaluate this information according to their needs. Computerize system ensure that all the require data is correct and in the fast way so that they can take the decision accordingly. ALM organization ALM organization means to identify the duties and structure of the members .Asset liability management committee (ALCO) is the policy and decision making component of the bank whose size depend upon the size of the bank. This is the very important department of the bank because they make the risk strategy and make sure the ALM implementation in the departments. Because ALCO is the very important and bone of the system so thats why they need to focus on the current news, information, laws, Government rules and market situation urgently so there meeting are arranged on short interval basis to determine the exact accurate and latest picture of the situation. By gathering this data they can make the strategy according to the situation which is very helpful for the bank. ALM process The ALM process consist of following categories Liquidity risk Management Management of risk market Funding and capital planning Profit planning and growth projection Trading risk management ALM objective Liquidity Risk Management. Interest Rate Risk Management. Currency Risks Management. Profit Planning and Growth Projection Liquidity risk Management Liquidity risk management means bank ability to meets its liabilities as they become due .Liquidity risk refers to the risk that the institution might not be able to generate sufficient cash flow to meet its financial obligations. So there duties are to make strategy these situations and make the policies to cover these risks and if these situations arise then how the bank will arrange funds, which suitable line will be used in particular situation. Liquidity risk management make sure this situation never happened because if it happen then it could be very harmful for the bank because if they fail to arrange money the whole system could collapse, reputation could be down and whole economic system can shake so that management is very important of an organization. Maturity Profile as given below used for measuring the future cash flows of banks in different time buckets. The time buckets given the Statutory Reserve cycle of 14 days may be distributed as under: i) 1 to 14 days ii) 15 to 28 days iii) 29 days and upto 3 months iv) Over 3 months and upto 6 months v) Over 6 months and upto 12 months vi) Over 1 year and upto 2 years vii) Over 2 years and upto 5 years viii) Over 5 years Interest Rate Risk It is the risk of having a negative impact on a banks future earnings and on the market value of its equity due to changes in interest rates Interest rate risk is the exposure of a banks financial condition to adverse movements in interest rates. Accepting this risk is a normal part of banking and can be an important source of profitability and shareholder value. However, excessive interest rate risk can pose a significant threat to a banks earnings and capital base. Changes in interest rates affect a banks earnings by changing its net interest income and the level of other interest-sensitive income and operating expenses. Changes in interest rates also affect the underlying value of the banks assets, liabilities and off-balance sh eet instruments because the resent value of future cash flows (and in some cases, the cash flows themselves) change when interest rates change. Accordingly, an effective risk management process that maintains interest rate risk within prudent levels is essential to the safety and soundness of banks. Forex Risk It is the risk of having losses in foreign exchange assets and liabilities due to exchanges in exchange rates among multi-currencies under consideration. Dealing is different currencies is profitable but risky as well. If the liabilities in one currency increase the level of the assets in the same currency is increase so you have to pay more so currency risk management peoples keep the eye on the market and economical activities to minimize this risk ALCO The Asset liability Committee (ALCO) consisting of bank senior management including the CEO for the decision of the business strategy of the bank on both asset and liability sides with the limit of the bank budget and design the best risk management objectives. The ALM desk staffs are responsible for preparing the reports and monitor the risk profile to the ALCO. They also analysie the market condition related to balance sheet and recommend the action needed to take by the bank within the budget ALCO decision making unit responsible for Balance Sheet planning from risk-return perspective which includes management of liquidity, interest rate and forex risks Pricing of deposits and advances, desired maturity profile etc. Monitoring the risk levels of the bank Review of the results and progress of implementation of decisions made in previous meeting Future business strategies based on banks current view on interest rates To decide on source and mix of liabilities or sale of assets To develop future direction of interest rate movements To decide on funding mix between fixed and floating rate funds, wholesale vs. retails deposits, short term vs. long term deposits etc. The ALCO board of directors has established both short and long-term capitalization goals to assure the ALMs solvency and to offer members competitive deposit and loan rates. The ALCO is responsible for regularly monitoring the capitalization objectives and to report significant deviations to the board. ALM will maintain a minimum equity capital to asset ratio of 8% to return on average net assets after regular dividends, operating expenses, net loan charge-offs, and realized investment gains/losses but before bonus dividends and incentive program payments. ALM may complete borrowing activities in order to leverage the equity capital and increase net interest income and related net income. Borrowing activity will be carefully orchestrated to match assets and liabi lities in transactions where loans or investments are purchased primarily with borrowed funds. MANAGEMENT OF RATE RISK The ALCO will determine the appropriate method for measuring interest rate risk within the ALM. In most cases, income simulation will be used for the analysis. The purpose of income simulation will be to test the integrity of the income stream against the normal and volatile movement of interest rates over time. ALMs balance sheet will be modeled and tested with the goal of identifying and reducing interest rate risk. The analysis for the normal movements of interest rates will be done at least quarterly. The analysis for the volatile movements of interest rates will be done semi-annually. The ALCO may choose to contract with an outside source to perform this analysis. The banks asset liability management is monitored through ALCO. ALCO attends the following issues while managing Balance Sheet Risks: (i) Review of actions taken in previous ALCO. (ii) Economic and Market Status and Outlook. (iii) Liquidity Risk related to the Balance Sheet. (iv) Review of the price / interest rate structure. (v) Actions to be taken. The ALCO Process An ALCO paper is produced every month (usually by the Finance Department) which covers various issues related to Balance Sheet risk management. The ALCO paper is prepared before the ALCO meeting as the committee reviews the ALCO paper to set strategies. The ALCO process or the ALCO meeting reviews the ALCO paper along with the prescribed agendas. The Chairman of the committee, that is the Treasurer or the CEO, raises issues related to the balance sheet. Treasurer suggests whether the interest rates need to be reprised, whether the bank needs deposits or advance growth, whether growth of deposits and advances should be on short or longer term, what would be the transfer price of funds among the divisions, what kind of interbank dependency the bank should have etc. In short, all issues related to liquidity and market risk are covered. Based on the analysis and views of the Treasurer, the committee takes decisions to reduce balance sheet risk while maximising profits. Action Points The ALCO takes decisions for implementation of any/all of the following issues:  ·Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Need for appropriate Deposit mobilisation or Asset growth in right buckets to optimise asset-liability mismatch.  ·Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Cash flow (long/short) plan based on market interest rates and liquidity.  ·Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Need for change in Fund Transfer Pricing (FTP) /or customer rates in line with strategy adapted.  ·Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Address to the limits that are in breach (if any) or are in line of breach and provide detailed plan to bring all limits under control.  ·Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Ãƒ ¢Ã¢â‚¬Å¡Ã‚ ¬Ãƒâ€šÃ‚  Address to all regulatory issues that are under threat to non-compliance. Special ALCO Meeting Apart from the regular monthly meeting, ALCO meeting is also called as and when any contingent situations arise. A very good example may be, during the any special festival. At those times, market liquidity dries out and overnight rates shoot up. Banks who are net borrowers from the market may be exposed to huge interest expense the high rates in the market. This is an ideal time for a special ALCO meeting, where the committee may take critical decisions for deposit mobilisation on an urgent basis for reducing dependency from the market.

Wednesday, December 18, 2019

The American Dream By F. Scott Fitzgerald - 1978 Words

The American Dream Since its production in 1925, F. Scott Fitzgerald s novel The Great Gatsby has ended up a standout amongst the most referred to, censured, and examined bits of fiction ever. It has frequently been portrayed as maybe the most striking anecdotal investigation of the age of the group noblemen and the social conditions that delivered them. No ifs, ands, or buts, it is an incredible representation of an age in American history when everything was conceivable, or if nothing else individuals thought it was. In his novel, Fitzgerald does not just portray the social, chronicled and financial conditions which drive his characters, however he additionally gives us a knowledge into the souls of his characters and the inside intentions which they use to legitimize their conduct and activities. The hidden reason for everything that happens in the novel is a thought, a thought towards which everybody endeavors and longs for. This thought is none other than the inescapable idea of the American Dream. The male and female characters of the story are arranged in distinctive implications of the American Dream and the main ones that appear who have accomplished it are Daisy and Tom Buchanan. The American Dream is a dream that has been available since American Literature. However, what precisely is this well known American Dream? Some may say that it is a journey for riches, flourishing and for the most part a high position in the public eye, while others may say that it isShow MoreRelatedThe American Dream By F. Scott Fitzgerald1134 Words   |  5 Pagescenturies, the interpretation and perception of the American Dream has changed considerably and frequently. From the vision of individual betterment in 1774, to African-American civil rights in 1963, the American Dream has and will continue to alter, as the country evolves. However, the basis of the American Dream has remained the same, with the set of ideals being democracy, rights, liberty, opportunity and equa lity. In addition to the ideals, the Dream is believed to be, that anyone has the abilityRead MoreThe American Dream By F. Scott Fitzgerald2154 Words   |  9 PagesAmerica. The American Dream during this time period is seen as one becoming financially successful while holding a high social status, along with obtaining ultimate happiness with his or her own life. The American Dream is presented through various literary works, including The Great Gatsby, by F. Scott Fitzgerald, and is failed by those who try to achieve it. At the end of this novel Jay Gatsby, the main character, ends up dead, along with an honest man and his wife, thus killing the dreams each of theseRead MoreThe Pursuit Of The American Dream By F. Scott Fitzgerald1653 Words   |  7 PagesKristin Liu Research Paper Date due: June 10, 2015 Date turned in: June 15, 2015 Self Demise in the Pursuit of the American Dream The 1920s was a time when parties and prosperity were abundant. This created the view that everything was possible and eventually led to the idea of the American Dream. The American Dream was the thought that if one lives in America, then they are living in a land of opportunity. The perception was that an individual, through hard work, can be successful when in AmericaRead MoreThe American Dream As Defined By F. Scott Fitzgerald960 Words   |  4 Pages Sweet Dreams (An Analysis of the American Dream as Defined by F. Scott Fitzgerald in Winter Dreams) In Winter Dreams by F. Scott Fitzgerald, the author describes through a love story the idea of the American Dream. When young Dexter falls in love with Judy Jones, she quickly becomes his dream. However, it will become apparent that Dexter is not Judy’s dream. Although their dreams are very different, this somehow embodies the very idea of the American Dream as a concept that cannot be specificallyRead MoreF. Scott Fitzgerald s The American Dream1323 Words   |  6 Pagesâ€Å"Traditionally, Americans have sought to realize the American dream of success, fame and wealth through thrift and hard work† (Warshauer). Everyone has a dream about how they can make their life better. The American Dream is an idea that has driven people to try to achieve their goal but today that means finding a loophole to get it done. James Truslow Adams defined it as â€Å"That a dream of a land in which life should be better and richer and fuller for everyone, with opportunity for each accordingRead MoreThe Corrupt American Dream By F. Scott Fitzgerald1034 Words   |  5 PagesKolinski AP English 11 3 March 2016 The Corrupt American Dream The American Dream is defined as the â€Å"idea that every US citizen should have an equal opportunity to achieve success and prosperity through hard work, determination, and initiative† (Adams). This idea has been relevant to Americans ever since the creation of the United States of America. Everyone has their own interpretation of it and embody it in their own way. Over time, the American Dream has been altered and changed in regards to howRead MoreThe American Dream By F. Scott Fitzgerald953 Words   |  4 Pagescannot buy him Daisy, the women he thought would be his destiny. The optimism and prosperity of the Jazz Age gave birth to a new idea, a belief in the American Dream. The American Dream first appeared in print in 1931 in historian James Truslon Adam’s book, The Epic of America, in which he defined the term. â€Å"The American Dream, is that dream of a land in which life should be better and riches and fuller for everyone, with opportunity for each according to ability or achievement.†(Amadeo) ManyRead MoreThe American Dream Through The Eyes Of F. Scott Fitzgerald1690 Words   |  7 PagesThe American Dream Through the Eyes of F. Scott Fitzgerald F. Scott Fitzgerald’s novel The Great Gatsby has been criticized, cited, and known as one of the greatest works of American Literature. With numerous themes and focuses, one of the most valuable is represented in the American Dream and how F. Scott Fitzgerald analyzes his idea of this concept. The American Dream is a concept centering on successes in many terms, such as wealth and social standing. These successes are achieved through hardRead MoreAmerican Dream : The Great Gatsby By F. Scott Fitzgerald1280 Words   |  6 PagesProfessor Ludwig 10 November 2014 American Dream The ideal American Dream is that every citizen in the U.S. may have a promising future, happiness, a family, and health. Some reach the American Dream, and some settle for less. People who do not obtain any type of American Dream cannot truly be happy because their life is not truly fulfilled, which does not satisfy their ambition. Jay Gatsby, a young man who over came poverty, and achieved the ideal American Dream but fell in love with a young ladyRead MoreThe American Dream in The Great Gatsby, by F. Scott Fitzgerald1129 Words   |  5 Pageseconomy began to soar, and the notion of the American dream began to take effect. The American Dream is the idea that anyone can come from any background and no matter who they are, if they work hard and stay true to themselves, they can achieve their dreams. The Great Gatsby, set in the early twenties, displays that socio-economic power is obtained through inheritance, forming an aristocracy of power and wealth. The Great Gatsby, written by F . Scott Fitzgerald, demonstrates how geography and location

Tuesday, December 10, 2019

Imagine having to scratch and scrape your finger n Essay Example For Students

Imagine having to scratch and scrape your finger n Essay ails against the grind stone to scrounge around enough money to get by. Imagine not being able to pay your bills and put food on the table at the same time and then think about how these people felt knowing that there were people in a better economic situation that were only getting richer. Why is it that rich people always seem to have all the luck? In the novel Paper Moon by Joe David Brown, Addie and Long Boy Pray change that whole scenario. Theyre an example of your average run of the mill father-daughter con artist team. They take money out from under the noses of the rich and the poor without them even noticing it. They are both poor and rich at the same time. History seems to show that this was done by a small amount of people to remain prosperous in such desperate times. In the early thirties, people were either poor or rich. There was no middle class. The rich seemed to get richer while the poor just got poorer, there was no in between. The only thing the classes agreed upon was the fact that it was necessary to do anything they could to climb the financial ladder. Joe David Browns interpretation of peoples dishonest actions during desperate times in Paper Moon accurately reflects the insensitive attitudes of the wealthy during the 1930s. The wealthy and the poor came from different experiences and could not relate to each other. Therefore, the conceited attitudes of the wealthy caused them to look down upon the poor and blame them for the wrongs of society. For example, the poor felt compelled to steal in order to survive, Good people wept in frustration or turned to crime to feed their families (Katz pg.24).The poor were forced to get up and get jobs while the wealthy sat back and relaxed. The wealthy seemed to have an air about them that made them feel superior. In these rough times they did not realize the hardships that others seemed to be going through. Instead they condemned the desperate acts of the poor and made them appear inferior. The immoral attitudes of society during the 1930s caused people to lose their respect for the law. Consequently, the wealthy used their monetary power to solicit the law enforcement. For instance, Many officials knew they could make a lot more money in bribes than from their regu lar salaries (Napolo pg.42). Because of this absentee nature, many things like speakeasies were able to pass right under their noses. Those who had family members in law enforcement were able to jump away scot-free while others would pay the price for their actions. The wealthy only thought about how their bribes would effect them, not about how their illegal actions effect society. In a like manner, Long Boy and Addie evade the law many times in order to benefit their well being. After attempting to sell some bottles of stolen liquor the pair got arrested for bootlegging. Long Boy attempted to convince the Deputy that it was for a friend when the Deputy said, This big bootlegger hea!h claims he dont know the law.People of this time tried to avoid getting into trouble any way they knew how. The tragic effects of poverty on society caused those who were once wealthy to take on a false identity so as not to seem poor. The morals of society drag people into concealing themselves from o thers so as not to lose prestige in their circle of friends. For example while in line to receive soup, People looked down hoping their friends would not notice them (Katz pg.14). Poverty always seems to drive embarrassment into the hearts of people. People dont want others to see them in a state where they cannot even afford to feed or clothe themselves. This forced both the wealthy and the poor to hide their faces in shame.The over-exaggeration of the value of money caused the government to create a society that focused on wealth. As a result, many people during the Depression forcibly took action so as not to succumb to despair. Just as President

Tuesday, December 3, 2019

What type of music is most appealing free essay sample

In 1995, the British band Oasis came out with their second and by far most popular album, (Whats the Story) Morning Glory?. This was one of the major building blocks in the musical wonderland of alternative rock. Alternative rock is a midge podgy category of music that has the rhythm and accentuated backseat of classic rock and roll but is more defined by its unconformity. This genre of music appeals to me because of its unconventional style and variety and significantly reduced desire to conform.One of the major facets of alternative rock that makes it so appealing is the unique style and variety. It is not unusual for one artist to produce many hit albums each with a slightly different sound. Beginning in 1983 and still touring today, the Red Hot Chili peppers are a prime example Of this diversity within alternative rock. Their first album, The Red Hot Chili Peppers, had a complex melodies with a strong baseline and simpler song structure. We will write a custom essay sample on What type of music is most appealing or any similar topic specifically for you Do Not WasteYour Time HIRE WRITER Only 13.90 / page These songs, including Get up and Jump, had a strong funk influences while still falling under the category of alternative rock.Compare this to their 9th studio album Stadium Arcadian, released in 2006. Keeping in character of the bands originality and out of the box style, this album was the most mellow of them all and had prominent psychedelic influences from the late ass. Due to so much unconformity many alternative rock bands dont have the large fan base that the Red Hot Chili Peppers have and are not as widely know. Its very common for many of these bands to have one hit wonders. Alternative rock is so appealing because the intent of the music isnt to be popular; it is a true expression of the artist or band as a collective group.Panic! At the Disco is a more recent band of the sass. Formed in 2004, they are mainly remembered for their two singles I Write Sins Not Tragedies and Nine in the Afternoon; both of which subsequently preceded their first two albums. Alternative rock really separates the boys from the men in the sense of commitment to their love of music;

Wednesday, November 27, 2019

Basic Information About Adult Education

Basic Information About Adult Education With so  many adults  returning to the classroom, the term adult education has taken on new meanings. Adult education, in the broadest sense, is any form of learning adults engage in beyond traditional schooling that ends in their 20s. In the narrowest sense, adult education is about literacy- adults learning to read the most basic materials. Thus, adult education encompasses everything from basic literacy to personal fulfillment as a lifelong learner and the attainment of advanced degrees. Andragogy and Pedagogy Andragogy is defined as the art and science of helping adults learn. Its distinguished from pedagogy,  the school-based education  traditionally used for children. Education for adults has a different focus, based on the fact that adults are: More self-directed and require less guidanceMature and bring more experience to the task of learningReady to learn and primed to learn what they need to knowMore oriented to learning that is problem-centered rather than subject-centeredMore internally motivated to learn Functional Literacy One of the primary goals of adult education is functional literacy. Organizations like the U.S. Department of Education and the United Nations Educational, Scientific and Cultural Organization (UNESCO) work tirelessly to measure, understand, and address adult illiteracy in the U.S. and around the world. Only through adult education can we address the real problems of society- like power sharing, wealth creation, gender and health issues. said Adama Ouane, director of the UNESCO Institute for Lifelong Learning. The programs of the Division of Adult Education and Literacy (part of the U.S. Department of Education) focus on addressing basic skills such as reading, writing, math, English language competency, and problem-solving. The goal is for American adults get the basic skills they need to be productive workers, family members, and citizens. Adult Basic Education In the U.S., each state is responsible for addressing the basic education of their citizens. Official state websites direct people to classes, programs, and organizations designed to teach adults how to read prose, documents like maps and catalogs, and how to make simple computations. Getting a GED Adults who complete basic adult education have the opportunity to earn the equivalent of a high school diploma by taking the General Educational Development, or GED, test. The test, available to citizens who have not graduated from high school, gives them the chance to demonstrate the level of achievement normally achieved by completing a course of study in high school. GED prep resources abound online and in classrooms around the country, designed to help students prepare for the five-part exam. The GED comprehensive exams cover writing, science, social studies, math, arts and interpreting literature. Adult Education and Continuing Education Adult education is synonymous with continuing education. The world of lifelong learning is wide open and covers a variety of circumstances including: Going to college for the first time after age 25Returning to college to finish a degreeWorking toward a graduate degreeLearning a technical skillEarning CEUs for professional certificationTaking classes at your local community center for the sheer fun of it